jamy-admin

“That’s not fair!” is a common child’s refrain as they advocate for themselves or express what they feel to be unjust. This pursuit of fairness, however, often follows families into adulthood, and it can resurface with real consequences when an estate plan is on the table. Ideas about fairness often influence family dynamics and may […]

As adults, we rarely face a multiple-choice exam or a pop quiz. The tests that come our way tend to be real-life ones: moments that reveal how prepared we actually are for the unexpected. That is how your estate plan is supposed to work. The true test of your plan does not arrive in your

Retreating to a warmer climate for the winter may sound like an ideal way to spend a few months. To help make this dream a reality, some individuals choose to rent out their second homes when they are not in use. Before listing your property for rent, however, consider the financial, legal, tax, insurance, and

An estate plan may look perfect on paper—until your heirs need cash quickly. Life insurance can be a powerful tool for addressing that gap, providing funds precisely when they are needed most. When coordinated with the rest of your estate plan, it can also help ensure that your wishes are carried out as intended. Why

For many snowbirds, cooler weather means it is time to head south. If you are thinking about heading for warmer weather this winter, there are a few things you should consider before hitting the road. Which state do you consider your home? If you split your time between two states, it is important to understand

Maps help us get where we are going. Nowadays, phone apps provide detailed directions, making it nearly impossible to get lost. A physical map may seem outdated, but in an emergency, it can be a lifesaver.  An estate plan without a “road map” leaves your loved ones guessing what exists and where important things are

A pot trust is a way to hold money and property for a group of beneficiaries, usually children or other family members, in one shared trust. Instead of dividing everything into separate shares right away, the assets stay together in a single fund, allowing the trustee (the person in charge of managing the trust) to

As a single person, you may find yourself wondering who will step in to make important decisions for you if you become unable to do so or who will receive your money and property after your death. Although parents, siblings, or other loved ones may be the first people who come to mind, they may

Congratulations on your new home. Whether you are officially a first-time homeowner or are leveling up (or scaling back) to a space that better fits your life, buying property is a massive milestone. While you are busy picking paint swatches and unboxing the kitchen, do not forget that a new deed often means a new

According to the College Board, the average tuition and fees for the 2025–2026 academic year are $11,950 for a four-year in-state public institution; $31,880 for a four-year out-of-state public institution; $45,000 for a four-year nonprofit private institution; and $4,150 for a two-year public institution. ¹ If postsecondary education is in your family’s future, the following